One-time Fees

Every engagement begins with a financial plan. We offer three options to meet your individual needs.

Investment Plan — $2,500 one-time fee. Includes the following elements:

A review your financial goals and an assessment of the adequacy of current savings levels to achieve those goals.
Education regarding investment concepts, philosophy and the advisor's strategy.
Development of an Investment Policy Statement (IPS) addressing asset allocation targets, expected rate of return, portfolio selection, and a rebalancing plan.

Retirement Plan — $5,000 one-time fee. Includes everything above plus:

Pre- and post-retirement spending projections including the establishment of a savings program and help with expense management.
Financial projections using sophisticated modeling software to analyze the ability of your investment portfolio support your financial needs in retirement.
Monte Carlo Analysis and Stress Testing to determine the probability that you won't run out of money in your later years.

Comprehensive Financial Plan — $7,500 one-time fee. Includes everything above plus:

Review of your assets and liabilities and recommendations for realignment.

Tax planning to maximize your wealth.

Review of your insurance policies and other risk management options to protect you from things that can go wrong.
College funding plan that optimizes the opportunity for financial aid.
Estate planning to minimize future estate taxes and provide for efficent transfer of assets.
Plans that address other client-specific needs such as development of asset protection strategies, stock option analysis, strategic planning for closely-held businesses, and succession planning and exit strategies for business owners.